You may retire when you meet one of these eligibility requirements.
Reciprocal service credit earned from reciprocal agencies counts toward all service credit requirements below.
Tiers 1, 2, and 3
Eligibility Option 1
- Age: 50
- Service Credit: 5 yrs*
- Membership: 10 yrs†
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Eligibility Option 2
- Age: Any
- Service Credit:
- 30 yrs (General)
- 20 yrs (Safety)‡
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Eligibility Option 3
- Age: 70
- Service Credit: Any amount
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Tier 4
Eligibility Option 1
- Age:
- 52 (General)
- 50 (Safety)§
- Service Credit: 5 yrs
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Eligibility Option 2
- Age: 70
- Service Credit: Any amount
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Eligibility For Disability Retirement
Eligibility for disability retirement differs from the regular (service) retirement.
* Under Option 1 for tiers 1, 2, and 3, if you retire with less than 10 years of service credit, ACERA will be unable to convert your sick leave to service credit because you must spend at least 1 day in deferred status.
†Service credit purchases (except Other Prior Public Service purchases) count toward achieving 10 years of membership.
‡Under Option 2 for tiers 1, 2, and 3, you can only retire with 20 years service credit if your final employment is as a safety member.
§ Under Option 1 for tier 4, you can only retire at age 50 if your final employment is as a safety member.
