1. Retiring
If you’re already eligible to retire, your first option if you leave your ACERA-covered job is to retire. Review our Preparing to Retire section for instructions.
2. Deferring Your Retirement
If your active employment
terminates, you will no longer be considered an “active” ACERA
member. If you don’t immediately retire, you become a “deferred”
member, which means that you continue to be a member of the
retirement system, but you’re going to defer your retirement to a
later date.
3. Establishing Reciprocity With Another Retirement System
Reciprocity is the joining or
linking of similarly administered California public retirement
systems. Under very specific rules, establishing reciprocity
allows employees who move between certain California retirement
systems to preserve and enhance their total retirement benefits.
4. Withdrawing Your Retirement Contributions and Ending ACERA Membership
When you terminate employment, one
of your 4 options regarding retirement is to withdraw the
employee retirement
contributions you’ve paid into ACERA with each paycheck
during your career as an ACERA member. To withdraw your
contributions, use an ACERA . Follow these
instructions when completing the form: