ACERA retired members, dependents, and survivors have the
opportunity to enroll in medical, dental, and vision plan
coverage. Additionally, members may be eligible for subsidies to
offset the costs of these plans.
Retired members or non-member payees (e.g., eligible spouses or domestic partners) who receive an ACERA monthly retirement allowance and who live within a plan’s designated service area are eligible to enroll in an ACERA-sponsored medical, dental, and/or vision plan.
You can enroll in or make changes to your medical, dental, and vision coverage elections at any of the following times:
During ACERA’s annual Open Enrollment period
Within 30 days of a status change event, such as Medicare eligibility, marriage/domestic partner registration, divorce/ dissolution of a registered domestic partnership, birth, adoption, or loss of other group health plan coverage; see list below
ACERA offers a range of medical plan options to ACERA retirees,
dependents, and survivors who are receiving a monthly retirement
benefit from ACERA. The plans available, their coverage levels
and costs, are subject to change from year-to-year. Members who
qualify can receive a Monthly Medical
Allowance to offset the costs of the medical plans.
Non-Medicare Medical Plans
ACERA offers the following Non-Medicare medical group plans to
members who are not yet eligible for Medicare (generally, those
under age 65):
Medicare is a health insurance program administered by the U.S.
government for people age 65 or older, under age 65 with certain
disabilities, and any age with End-Stage Renal Disease (permanent
kidney failure requiring dialysis or a kidney transplant).
Qualified Medicare-eligible ACERA members, dependents, and
survivors can select a medical plan through ACERA that works in
conjunction with the federal Medicare system.
When you or your dependents become eligible for Medicare (usually
at age 65), in order to keep or enroll in group health coverage
through ACERA, you are required to enroll in and be covered by
Medicare Parts A and B and maintain that coverage. After you are
enrolled in Medicare, you may enroll in an ACERA Medicare Plan,
which is a medical insurance plan offered by ACERA that works in
conjunction with your federal Medicare coverage.
For retired members who will be eligible at age 65, ACERA
encourages you to begin the process for enrolling in Medicare at
least 90 days prior to your 65th birthday. Begin by contacting
the Social Security Administration at 1-800-772-1213 to verify
your eligibility for Medicare. Medicare will typically
automatically enroll you in Medicare Parts A and B within this
time period, and send you a letter notifying you of your approval
for Medicare and the date Medicare will go into effect.
ACERA offers Medicare plans to individuals who are eligible for
Medicare (generally, those over age 65). These ACERA plans works
in conjunction with your Medicare coverage provided to you by the
U.S. government. The plans may change from year to year:
Dental and vision care are currently offered as non-vested benefits. These plans are reviewed by the ACERA Board of Retirement annually, and the continuation of these benefits is based on available funds.
ACERA’s dental and vision plans, offered through Delta Dental and Vision Service Plan (VSP) respectively, provide participants with access to coverage through a nationwide network of providers. Contact the carriers for a complete list of participating dental and eye care professionals in your area.