Earning Your ACERA Plan Benefits

When a member is “vested,” it means that he or she has earned a right to receive a monthly ACERA retirement benefit upon retirement eligibility.

You become vested in ACERA after accumulating 5 years of service credit as an ACERA member. Some types of service credit purchases also count toward meeting the plan’s vesting requirements.

If you’ve established reciprocity with one or more other retirement systems, and you have 5 or more years of service credit combined among all of the linked systems, you are considered vested in ACERA.