In the event you become permanently incapacitated and unable to perform your job duties, you may be eligible for disability retirement through ACERA. If your disability is not a result of your ACERA-covered employment, you may apply for a non-service-connected disability if you have five or more years of ACERA service credit. If your ACERA covered employment substantially contributed to your permanent incapacity, you may apply for a service-connected disability; there is no minimum ACERA service requirement for service- connected disability.
If you become permanently incapacitated, contact the ACERA Disability Unit through ACERA Member Services. This group will explain and discuss the disability application process and disability retirement eligibility with you.