ACERA offers Medicare plans to individuals who are eligible for Medicare (generally, those over age 65). These ACERA plans work in conjunction with your Medicare coverage provided to you by the U.S. government. The plans may change from year to year:

• Kaiser Permanente Senior Advantage (KPSA) group plan
• An individual plan through the Via Benefits Medicare exchange

To enroll in an ACERA-sponsored Medicare plan, you must first sign up for and maintain enrollment in Medicare Parts A and B.  

As you choose the plan that best meets your health care and budget needs, it’s important to understand how each plan works, the benefits provided, and the costs you may incur under each plan (monthly premiums and out-of-pocket expenses at the point of care).  

Generally, you must live in a plan’s specific service area to enroll.  

Before selecting a medical plan, call the plan’s customer service number or visit its website to verify that your residence is within its service area, and to verify access to providers, including doctors, specialists, and hospitals, that participate in each plan’s network. Each plan’s contact information is located on the back of ACERA’s annual Enrollment Guide.