Medical, Dental, Vision, and Other Benefits
Non-Guaranteed (Non-Vested) Benefits Available to Retired Members

In addition to your vested (guaranteed) benefits, ACERA offers retirees a range of non-guaranteed (non-vested) benefits. The levels of these benefits are reviewed each year by the Board of Retirement, are based on the availability of reserve funds, and may be reduced or eliminated at any time. Because the Board tries to keep these reserve funds sustainable, eligibility requirements for these benefits are also subject to change.

The current eligibility requirements are listed in the table, and you may want to consider these eligibility requirements in your retirement planning.

Current Retiree Non-Guaranteed Benefit Eligibility Requirements

Benefit Years of ACERA Service Credit
Monthly Medical Allowance 10 years, 15 years, 20 years for different levels of benefits
Medicare Part B Reimbursement Plan 10 years
Dental Plan Subsidy 10 years
Vision Plan Subsidy 10 years
Supplemental COLA No minimum years of service credit, but must
lose 15% of original buying power
$1000 Lump Sum Death Benefit No minimum years of service credit. This benefit is paid out of the SRBR and is considered vested while funds are available.