Life brings many changes. To name a few: changes in sleeping
patterns; changes in eating patterns; and changes in finances.
One change that some of us may face, is divorce or
state-registered domestic partnership dissolution. When that
happens, your ACERA benefits may be impacted.
In the event of the birth or adoption of a child, you may wish to
designate your child as a plan beneficiary. To do so, complete
and return an ACERA Active or Deferred member Beneficiary
Designation Form. In addition, while not required, you may wish
to provide ACERA with a copy of your marriage certificate and
your child’s birth verification. This information will be needed
in the event of your death, for benefit payment to your child.
In the event you become permanently incapacitated and unable to
perform your job duties, you may be eligible for disability retirement through ACERA.
If your disability is not a result of your ACERA-covered
employment, you may apply for a non-service-connected disability
if you have five or more years of ACERA service credit.
It is important to keep your beneficiary information up-to-date.
Your beneficiaries should understand the benefits provided to
them in the event of your death.
If you die as an active member, a death benefit may be available
to your beneficiary(ies) or surviving spouse/state-registered
domestic partner and eligible minor children. If you die while a
deferred member, your beneficiary may receive a refund of your
contributions plus accrued interest. Interest stops accruing for
all member accounts upon death.