If your active employment terminates, you will no longer be
considered an “active” ACERA member. If you don’t immediately
retire, you become a “deferred” member, which means that you
continue to be a member of the retirement system, but you’re
going to defer your retirement to a later date.
When you defer membership, your payment of employee contributions
ends and you elect to leave your accumulated employee
contributions and interest on deposit with ACERA. In addition,
you no longer earn service credit under the plan. Your
contributions on deposit with ACERA continue to earn interest,
and you can request a refund of your contributions at any time,
unless you have established reciprocity with another public
agency. Also, if you defer membership and subsequently return to
ACERA-covered employment, you will return at your original entry
age and tier.
If you are terminating employment, you may elect to defer
membership on the ACERA Termination Election of membership Form.
If you become eligible to retire while a deferred member, you may
The retirement allowance benefits available to you through
deferred membership vary, based on tier and vesting status, as
Vested members who elect deferred membership become eligible to
receive a retirement benefit allowance when they would have
become eligible to retire had they remained in county service.
Eligibility for retirement varies by tier as follows: