MBE Worksheet

Benefit Estimate Calculator

This worksheet will guide you in estimating the monthly service retirement benefit which you may be eligible to receive. Just fill out the worksheet below and submit it. Your benefit will be instantly estimated. For a more accurate and official estimate, submit the Retirement Benefit Estimate Request form (click HERE to download) available on this site or from ACERA.

1. Select your Tier Status: (choose only one)

Tier I
Tier II

Reciprocal Members will have their final average salary calculated based upon the highest 12 month (Tier I) or 36 months (Tier II) salary earned in any reciprocal agency (See Intersystem/Reciprocal Membership Section).

2. Are you a General or a Safety Member? (choose only one)

General
Safety (Deferred Members)
Safety (3% at 50)

3. Enter your estimated age at retirement:

4. Enter your years of ACERA service credit. For estimating, use the number of calendar years you worked in eligible positions.

5. Enter your bi-weekly pay rate (before taxes, etc.) during the consecutive period, using one line for each different pay rate that you earned. If you were paid at different rates for different parts of the 26 (Tier I) or 78 (Tier II) highest consecutive pay periods, use as many lines as necessary. *

Pay Rate: $ Number of Pay Periods:

Pay Rate: $ Number of Pay Periods:

Pay Rate: $ Number of Pay Periods:

Pay Rate: $ Number of Pay Periods:

Pay Rate: $ Number of Pay Periods:

* Many people will only use one line.

6. Did you have Social Security withheld?

YES: If you are an ACERA member and have had Social Security deducted from your pay, you are an integrated member and must adjust your retirement allowance to include Social Security. On your results page, there will be a formula that shows how withholding has effected your benefit.

NO: If you do not have Social Security deductions, you are not integrated in Social Security and don't need to adjust your retirement allowance.

7. Submit this form and instantly receive an estimate of your retirement allowance!